Dealing with Your Debts

The following documents are produced by the Money Advice Trust and National Debt Line .  They are self help packs that contain all the information and standard letters you need to deal with your own debt problem.

The documents will show you:

• How to work out your personal budget
• How to decide which debts to deal with first (priority debts)
• How to work out offers of payment
• How to deal with court procedures

Or you can download the pack in it's entirety.  Or you can download the individual section:

• How to use this pack
• Increasing your Income
• Working out your personal budget sheet
• Dealing with Priority Debts
• Credit Debts
• Budget Sheet
• Mortgage Arrears
• Rent Arrears - 1
• Rent Arrears - 2
• Getting Re-housed
• Fact Sheets and Useful Contacts